{"id":2239,"date":"2026-06-25T09:00:00","date_gmt":"2026-06-25T09:00:00","guid":{"rendered":"https:\/\/europe-visa.eu\/?p=2239"},"modified":"2026-06-23T19:35:08","modified_gmt":"2026-06-23T19:35:08","slug":"schengen-travel-insurance-2026-guide","status":"publish","type":"post","link":"https:\/\/europe-visa.eu\/zh\/blog\/schengen-travel-insurance-2026-guide\/","title":{"rendered":"\u7533\u6839\u65c5\u884c\u4fdd\u96692026\uff1a\u8981\u6c42\u3001\u8d39\u7528\u548c\u627f\u4fdd\u5185\u5bb9"},"content":{"rendered":"<p><strong>\u7533\u6839\u65c5\u884c\u4fdd\u9669<\/strong> \u662f\u6307\u8fdb\u5165\u7533\u6839\u5730\u533a\u7684\u6bcf\u4f4d\u65c5\u884c\u8005\u5728\u6301\u6709\u4f20\u7edf\u7b7e\u8bc1\u65f6\u5fc5\u987b\u6301\u6709\u7684\u5f3a\u5236\u6027\u533b\u7597\u4fdd\u969c\uff0c\u5bf9\u4e8e\u4f7f\u7528UK ETA\u7684\u4efb\u4f55\u4eba\u4e5f\u5f3a\u70c8\u5efa\u8bae\u6301\u6709\u3002\u5b83\u5fc5\u987b\u4e3a\u7d27\u6025\u533b\u7597\u548c\u9063\u8fd4\u8d39\u7528\u63d0\u4f9b\u81f3\u5c11\u20ac30,000\u7684\u4fdd\u969c\uff0c\u5728\u6240\u670929\u4e2a\u7533\u6839\u56fd\u5bb6\u4e2d\u4fdd\u6301\u6709\u6548\uff0c\u5e76\u8986\u76d6\u60a8\u6574\u4e2a\u8ba1\u5212\u7684\u505c\u7559\u671f\u95f4\u3002<\/p>\n<p><strong>\u7b80\u5355\u603b\u7ed3\uff1a<\/strong> \u8fd9\u9879\u4fdd\u969c\u5bf9\u4e8e\u5178\u578b\u7684\u4e24\u5468\u65c5\u884c\u8d39\u7528\u4e3a\u20ac15\u2013\u20ac60\u3002\u5b83\u9700\u8981\u8986\u76d6\u81f3\u5c11\u20ac30,000\u7684\u533b\u7597\u8d39\u7528\uff0c\u5305\u62ec\u9063\u8fd4\u3002\u8fd9\u5bf9\u7533\u8bf7\u7533\u6839\u7b7e\u8bc1\u7684\u4efb\u4f55\u4eba\u90fd\u662f\u5f3a\u5236\u6027\u7684\uff1bUK ETA\u7528\u6237\u65e0\u9700\u6301\u6709\u5b83\uff0c\u4f46\u5f3a\u70c8\u5efa\u8bae\u6301\u6709\u3002\u6ca1\u6709\u5b83\uff0c\u5728\u6b27\u6d32\u7684\u533b\u7597\u7d27\u6025\u60c5\u51b5\u53ef\u80fd\u9700\u8981\u82b1\u8d39\u6570\u4e07\u6b27\u5143\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u8981\u6c42<\/th>\n<th>\u8be6\u7ec6\u4fe1\u606f<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u6700\u4f4e\u533b\u7597\u4fdd\u969c<\/td>\n<td>\u20ac30,000<\/td>\n<\/tr>\n<tr>\n<td>\u6240\u9700\u6761\u4ef6<\/td>\n<td>\u6240\u6709\u7533\u6839\u7b7e\u8bc1\u7533\u8bf7\u4eba<\/td>\n<\/tr>\n<tr>\n<td>\u6709\u6548\u6027<\/td>\n<td>\u5fc5\u987b\u6db5\u76d6\u6bcf\u4e2a\u7533\u6839\u56fd\u5bb6\u548c\u6574\u4e2a\u65c5\u884c\u671f\u95f4<\/td>\n<\/tr>\n<tr>\n<td>\u5178\u578b\u8d39\u7528<\/td>\n<td>\u20ac15\u2013\u20ac60 \u7528\u4e8e\u4e24\u5468\u65c5\u884c<\/td>\n<\/tr>\n<tr>\n<td>ETIAS \u8981\u6c42<\/td>\n<td>\u4e0d\u662f\u6cd5\u5f8b\u5f3a\u5236\u8981\u6c42\uff0c\u4f46\u5f3a\u70c8\u5efa\u8bae<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u65e0\u8bba\u60a8\u662f\u6301\u7533\u6839\u7b7e\u8bc1\u8fd8\u662fETIAS\u8fdb\u5165\uff0c\u6b27\u6d32\u533b\u7597\u8d39\u7528\u5bf9\u4e8e\u672a\u6295\u4fdd\u65c5\u884c\u8005\u6765\u8bf4\u53ef\u80fd\u76f8\u5f53\u9ad8\u6602\u3002\u5728\u5fb7\u56fd\u6216\u6cd5\u56fd\u4f4f\u9662\u6bcf\u5929\u8d39\u7528\u4e3a\u20ac500\u2013\u20ac3,000\uff1b\u4ece\u504f\u8fdc\u5730\u533a\u8fdb\u884c\u7d27\u6025\u7a7a\u4e2d\u9063\u8fd4\u53ef\u80fd\u8d85\u8fc7\u20ac50,000\u3002\u5982\u9700\u4e86\u89e3ETIAS\u548c\u4fdd\u9669\u8981\u6c42\u7684\u5168\u9762\u6982\u8ff0\uff0c\u8bf7\u53c2\u9605 <a href=\"https:\/\/europe-visa.eu\/zh\/blog\/etias-travel-insurance-2026-guide\/\">ETIAS \u65c5\u884c\u4fdd\u9669 2026<\/a> \u548c <a href=\"https:\/\/europe-visa.eu\/zh\/blog\/etias-travel-insurance-europe\/\">ETIAS \u6b27\u6d32\u65c5\u884c\u4fdd\u9669<\/a>.<\/p>\n<h2>\u8c01\u9700\u8981\u7533\u6839\u65c5\u884c\u4fdd\u9669?<\/h2>\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1880\" height=\"1253\" src=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg\" alt=\"\u5728\u6b27\u6d32\u533b\u9662\u63a5\u53d7\u533b\u7597\u6cbb\u7597\u7684\u65c5\u884c\u8005\uff0c\u4fdd\u9669\u5361\u53ef\u89c1\" class=\"wp-image-2226\" srcset=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg 1880w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-300x200.jpg 300w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1024x682.jpg 1024w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-768x512.jpg 768w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1536x1024.jpg 1536w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-18x12.jpg 18w\" sizes=\"(max-width: 1880px) 100vw, 1880px\" \/><figcaption>\u5728\u6b27\u6d32\u533b\u9662\u63a5\u53d7\u533b\u7597\u6cbb\u7597\u7684\u65c5\u884c\u8005\uff0c\u4fdd\u9669\u5361\u53ef\u89c1<\/figcaption><\/figure>\n<p>\u4fdd\u9669\u8981\u6c42\u53d6\u51b3\u4e8e\u60a8\u8fdb\u5165\u7533\u6839\u5730\u533a\u7684\u65b9\u5f0f:<\/p>\n<p><strong>C \u7c7b\u7b7e\u8bc1\u6301\u6709\u4eba\u5f3a\u5236\u8981\u6c42\uff1a<\/strong> \u4efb\u4f55\u7533\u8bf7\u7533\u6839\uff08C \u7c7b\uff09\u7b7e\u8bc1\u7684\u65c5\u884c\u8005\u5fc5\u987b\u51fa\u793a\u6709\u6548\u65c5\u884c\u4fdd\u9669\u8bc1\u660e\uff0c\u6db5\u76d6\u4e0d\u5c11\u4e8e \u20ac30,000 \u7684\u533b\u7597\u8d39\u7528\uff0c\u5728\u6240\u6709\u7533\u6839\u56fd\u5bb6\u6709\u6548\uff0c\u6db5\u76d6\u6574\u4e2a\u8ba1\u5212\u505c\u7559\u671f\u95f4\u3002\u6ca1\u6709\u5b83\uff0c\u60a8\u7684\u7b7e\u8bc1\u7533\u8bf7\u5c06\u88ab\u62d2\u7edd\u3002\u4fdd\u9669\u8bc1\u4e66\u5fc5\u987b\u5728\u5927\u4f7f\u9986\u6216\u7b7e\u8bc1\u4e2d\u5fc3\u63d0\u4ea4\u60a8\u7684\u7b7e\u8bc1\u7533\u8bf7\u65f6\u4e00\u8d77\u63d0\u4ea4\u3002<\/p>\n<p><strong>ETIAS \u7528\u6237\u4e0d\u5f3a\u5236\u8981\u6c42\uff1a<\/strong> \u4f7f\u7528 ETIAS \u7684\u56fd\u7c4d\uff08\u82f1\u56fd\u3001\u7f8e\u56fd\u3001\u52a0\u62ff\u5927\u3001\u6fb3\u5927\u5229\u4e9a\u3001\u65e5\u672c\u7b49\uff09\u5728\u7533\u6839\u8fb9\u5883\u4e0d\u9700\u8981\u51fa\u793a\u65c5\u884c\u4fdd\u9669\u3002\u4f46\u662f\uff0c\u67d0\u4e9b\u56fd\u5bb6\u7684\u8fb9\u5883\u5b98\u5458\u53ef\u80fd\u4f1a\u975e\u6b63\u5f0f\u5730\u8981\u6c42\u51fa\u793a\uff0c\u4fdd\u9669\u7684\u7f3a\u5931\u662f\u8bc4\u4f30\u65c5\u884c\u8005\u662f\u5426\u6709\u8db3\u591f\u7ecf\u6d4e\u80fd\u529b\u7528\u4e8e\u9017\u7559\u671f\u95f4\u7684\u56e0\u7d20\u4e4b\u4e00\u3002\u89c1 <a href=\"https:\/\/europe-visa.eu\/zh\/blog\/etias-eligible-nationalities-2026-guide\/\">ETIAS\u7b26\u5408\u6761\u4ef6\u7684\u56fd\u7c4d<\/a>.<\/p>\n<p><strong>\u6b27\u76df\/\u6b27\u6d32\u7ecf\u6d4e\u533a\/\u745e\u58eb\u516c\u6c11\uff1a<\/strong> \u8fd9\u4e9b\u65c5\u884c\u8005\u53ef\u4ee5\u83b7\u5f97\u6b27\u6d32\u5065\u5eb7\u4fdd\u9669\u5361 (EHIC) \u6216\u82f1\u56fd\u516c\u6c11\u5168\u7403\u5065\u5eb7\u4fdd\u9669\u5361 (GHIC)\uff0c\u8be5\u5361\u53ef\u5728\u5927\u591a\u6570\u7533\u6839\u56fd\u5bb6\u4ee5\u8f83\u4f4e\u6210\u672c\u83b7\u5f97\u56fd\u5bb6\u533b\u7597\u4fdd\u5065\u3002\u4f46\u662f\uff0cEHIC\/GHIC \u4e0d\u5305\u62ec\u79c1\u4eba\u6cbb\u7597\u3001\u9063\u8fd4\u3001\u53d6\u6d88\u6216\u76d7\u7a83\u2014\u2014\u4ecd\u7136\u503c\u5f97\u5728\u6b64\u57fa\u7840\u4e0a\u8d2d\u4e70\u79c1\u4eba\u4fdd\u9669\u3002\u89c1 <a href=\"https:\/\/europe-visa.eu\/zh\/blog\/medical-emergencies-in-schengen-with-etias-ehic-ghic-and-insurance\/\">\u6301 EHIC\/GHIC \u548c\u4fdd\u9669\u5728\u7533\u6839\u5730\u533a\u7684\u533b\u7597\u6025\u6551<\/a>.<\/p>\n<table>\n<thead>\n<tr>\n<th>\u65c5\u884c\u8005\u7c7b\u578b<\/th>\n<th>\u4fdd\u9669\u662f\u5426\u5f3a\u5236\u6027?<\/th>\n<th>EHIC\/GHIC \u53ef\u7528\u5417?<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u7533\u6839\u7b7e\u8bc1\u7533\u8bf7\u4eba<\/td>\n<td>\u662f\u7684 \u2014 \u5927\u4f7f\u9986\u8981\u6c42<\/td>\n<td>\u6ca1\u6709<\/td>\n<\/tr>\n<tr>\n<td>ETIAS \u65c5\u5ba2<\/td>\n<td>\u5426\uff08\u5efa\u8bae\u8d2d\u4e70\uff09<\/td>\n<td>\u5426\uff08\u4ec5\u9650 ETIAS \u56fd\u7c4d\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u6b27\u76df\/\u6b27\u6d32\u7ecf\u6d4e\u533a\/\u745e\u58eb\u516c\u6c11<\/td>\n<td>\u5426\uff08EHIC \u6db5\u76d6\u57fa\u672c\u4fdd\u969c\uff09<\/td>\n<td>\u662f<\/td>\n<\/tr>\n<tr>\n<td>\u82f1\u56fd\u516c\u6c11\uff08GHIC \u6301\u6709\u4eba\uff09<\/td>\n<td>\u5426\uff08GHIC \u6db5\u76d6\u57fa\u672c\u4fdd\u969c\uff09<\/td>\n<td>GHIC\uff08\u82f1\u56fd\u7248\u672c\uff09<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<blockquote>\n<p><strong>\u4e13\u4e1a\u5efa\u8bae<\/strong> \u5373\u4f7f\u60a8\u6301\u6709GHIC\uff0c\u4e5f\u5e94\u8d2d\u4e70\u989d\u5916\u7684\u79c1\u4eba\u65c5\u884c\u4fdd\u9669\u3002GHIC\u4ec5\u6db5\u76d6\u6309\u5f53\u5730\u8d39\u7387\u8fdb\u884c\u7684\u516c\u7acb\u533b\u9662\u6cbb\u7597\u2014\u2014\u4e0d\u652f\u4ed8\u79c1\u4eba\u8bca\u6240\u8d39\u7528\uff08\u5728\u8f83\u5c0f\u57ce\u5e02\u5f80\u5f80\u662f\u552f\u4e00\u9009\u62e9\uff09\u3001\u963f\u5c14\u5351\u65af\u5c71\u76f4\u5347\u673a\u6551\u63f4\u6216\u8fd4\u56de\u5bb6\u4e61\u7684\u9063\u8fd4\u822a\u73ed\u3002\u5728\u7533\u6839\u6ed1\u96ea\u80dc\u5730\u9aa8\u6298\u53ef\u80fd\u5bfc\u81f4\u20ac15,000\u2013\u20ac30,000\u7684\u79c1\u4eba\u8bca\u6240\u8d26\u5355\uff0cGHIC\u4e0d\u4f1a\u627f\u4fdd\u3002<\/p>\n<\/blockquote>\n<h2>\u7533\u6839\u65c5\u884c\u4fdd\u9669\u5fc5\u987b\u6db5\u76d6\u7684\u5185\u5bb9<\/h2>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1880\" height=\"1253\" src=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg\" alt=\"\u4fdd\u9669\u5355\u636e\u3001\u8ba1\u7b97\u5668\u548c\u542c\u8bca\u5668\u653e\u5728\u684c\u5b50\u4e0a\" class=\"wp-image-2227\" srcset=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg 1880w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-300x200.jpg 300w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1024x682.jpg 1024w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-768x512.jpg 768w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1536x1024.jpg 1536w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-18x12.jpg 18w\" sizes=\"(max-width: 1880px) 100vw, 1880px\" \/><figcaption>\u4fdd\u9669\u5355\u636e\u3001\u8ba1\u7b97\u5668\u548c\u542c\u8bca\u5668\u653e\u5728\u684c\u5b50\u4e0a<\/figcaption><\/figure>\n<p>\u4e3a\u4e86\u6ee1\u8db3\u7533\u6839\u7b7e\u8bc1\u529e\u516c\u5ba4\u7684\u8981\u6c42\uff0c\u60a8\u7684\u4fdd\u5355\u5fc5\u987b\u7b26\u5408\u7533\u6839\u516c\u7ea6\u548c\u6cd5\u89c4(EC)\u7b2c810\/2009\u53f7\u89c4\u5b9a\u7684\u4ee5\u4e0b\u6700\u4f4e\u8981\u6c42\uff1a<\/p>\n<ol>\n<li><strong>\u6700\u4f4e\u533b\u7597\u4fdd\u9669\u8986\u76d6\u989d\u4e3a\u20ac30,000\u3002<\/strong> \u5b83\u5fc5\u987b\u6db5\u76d6\u7d27\u6025\u533b\u7597\u6cbb\u7597\u3001\u4f4f\u9662\u548c\u624b\u672f\uff0c\u989d\u5ea6\u4e0d\u4f4e\u4e8e30,000\u6b27\u5143\u3002\u8bb8\u591a\u7b7e\u8bc1\u5b98\u5458\u5efa\u8bae\u989d\u5ea6\u4e3a60,000\u6b27\u5143\u4ee5\u589e\u52a0\u5b89\u5168\u4f59\u91cf\uff0c\u56e0\u4e3a\u5355\u6b21\u76f4\u5347\u673a\u6551\u63f4\u6216\u91cd\u75c7\u76d1\u62a4\u5ba4\u4f4f\u9662\u53ef\u80fd\u8d85\u8fc730,000\u6b27\u5143\u3002<\/li>\n<li><strong>\u533b\u7597\u9063\u8fd4\u3002<\/strong> \u5b83\u8fd8\u5fc5\u987b\u6db5\u76d6\u7d27\u6025\u9063\u8fd4\u56de\u56fd\u7684\u8d39\u7528\uff0c\u5305\u62ec\u5fc5\u8981\u65f6\u7684\u533b\u7597\u62a4\u9001\u3002\u8fd9\u662f\u65c5\u884c\u7d27\u6025\u60c5\u51b5\u4e2d\u6700\u6602\u8d35\u7684\u5143\u7d20\u4e4b\u4e00\u2014\u2014\u6709\u4fdd\u9669\u7684\u4fdd\u5355\u4f1a\u627f\u4fdd\u6b64\u9879\uff1b\u672a\u6295\u4fdd\u7684\u65c5\u5ba2\u53ef\u80fd\u9762\u4e3420,000\u6b27\u5143\u81f3100,000\u6b27\u5143\u7684\u8d26\u5355\u3002<\/li>\n<li><strong>\u5728\u6bcf\u4e2a\u7533\u6839\u56fd\u5bb6\u6709\u6548\u3002<\/strong> \u8bc1\u4e66\u5fc5\u987b\u660e\u786e\u8bf4\u660e\u6db5\u76d6\u6240\u6709\u7533\u6839\u6210\u5458\u56fd\u3002\u4ec5\u6db5\u76d6\u7279\u5b9a\u56fd\u5bb6\u6216\u6392\u9664\u67d0\u4e9b\u5730\u533a\u7684\u4fdd\u5355\u4e0d\u88ab\u63a5\u53d7\u3002<\/li>\n<li><strong>\u6db5\u76d6\u5168\u90e8\u505c\u7559\u671f\u95f4\u3002<\/strong> \u4fdd\u9669\u5fc5\u987b\u4ece\u60a8\u7684\u5165\u5883\u65e5\u671f\u81f3\u51fa\u5883\u65e5\u671f\u6709\u6548\u3002\u5728\u60a8\u8ba1\u5212\u51fa\u53d1\u524d2\u5929\u7ed3\u675f\u7684\u4fdd\u5355\u5c06\u4e0d\u88ab\u63a5\u53d7\u3002<\/li>\n<li><strong>\u8bc1\u4e66\u683c\u5f0f\u3002<\/strong> \u4fdd\u9669\u516c\u53f8\u5fc5\u987b\u63d0\u4f9b\u8bc1\u4e66\uff08\u4e0d\u4ec5\u4ec5\u662f\u4fdd\u5355\u63aa\u8f9e\u6587\u4ef6\uff09\uff0c\u663e\u793a\u60a8\u7684\u59d3\u540d\u3001\u4fdd\u969c\u65e5\u671f\u3001\u4fdd\u9669\u91d1\u989d\u4ee5\u53ca\u786e\u8ba4\u6db5\u76d6\u6240\u6709\u7533\u6839\u56fd\u5bb6\u3002\u6570\u5b57\u8bc1\u4e66\u73b0\u5df2\u88ab\u5e7f\u6cdb\u63a5\u53d7\u3002<\/li>\n<\/ol>\n<p>\u867d\u7136\u4e0d\u662f\u5f3a\u5236\u6027\u7684\uff0c\u4f46\u80fd\u663e\u8457\u63d0\u9ad8\u7533\u6839\u4fdd\u5355\u4ef7\u503c\u7684\u989d\u5916\u4fdd\u969c\u5305\u62ec\uff1a\u884c\u7a0b\u53d6\u6d88\/\u7f29\u77ed\u3001\u884c\u674e\u548c\u4e2a\u4eba\u7269\u54c1\u3001\u4e2a\u4eba\u8d23\u4efb\u3001\u6cd5\u5f8b\u8d39\u7528\u548c\u8bef\u73ed\u4fdd\u9669\u3002<\/p>\n<h2>\u7533\u6839\u65c5\u6e38\u4fdd\u9669\u8d39\u7528\u662f\u591a\u5c11\uff1f<\/h2>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1880\" height=\"1253\" src=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg\" alt=\"\u624b\u673a\u4e0a\u7684\u4ef7\u683c\u5bf9\u6bd4\u8868\uff0c\u663e\u793a\u65c5\u6e38\u4fdd\u9669\u62a5\u4ef7\" class=\"wp-image-2228\" srcset=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg 1880w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-300x200.jpg 300w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1024x682.jpg 1024w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-768x512.jpg 768w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1536x1024.jpg 1536w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-18x12.jpg 18w\" sizes=\"(max-width: 1880px) 100vw, 1880px\" \/><figcaption>\u624b\u673a\u4e0a\u7684\u4ef7\u683c\u5bf9\u6bd4\u8868\uff0c\u663e\u793a\u65c5\u6e38\u4fdd\u9669\u62a5\u4ef7<\/figcaption><\/figure>\n<p>\u76f8\u5bf9\u4e8e\u6240\u8d2d\u4e70\u7684\u4fdd\u969c\u800c\u8a00\uff0c\u6b64\u4fdd\u9669\u901a\u5e38\u5177\u6709\u7ecf\u6d4e\u5b9e\u60e0\u7684\u4ef7\u683c\u3002\u4ef7\u683c\u56e0\u5e74\u9f84\u3001\u76ee\u7684\u5730\u3001\u65c5\u884c\u65f6\u95f4\u548c\u4fdd\u969c\u7ea7\u522b\u800c\u5f02\u3002<\/p>\n<p><strong>\u5065\u5eb7\u6210\u4eba\uff0830\u201350\u5c81\uff09\u7684\u5178\u578b\u8d39\u7528\uff1a<\/strong><\/p>\n<ul>\n<li><strong>\u897f\u6b271\u5468\u65c5\u884c\uff1a<\/strong> \u20ac8\u2013\u20ac25<\/li>\n<li><strong>\u897f\u6b272\u5468\u65c5\u884c\uff1a<\/strong> \u20ac15\u2013\u20ac40<\/li>\n<li><strong>\u8de8\u8d8a\u591a\u4e2a\u7533\u6839\u56fd\u5bb6\u76841\u4e2a\u6708\u65c5\u884c\uff1a<\/strong> \u20ac40\u2013\u20ac100<\/li>\n<li><strong>\u5168\u5e74\u591a\u6b21\u65c5\u884c\u4fdd\u5355\uff08\u6b27\u6d32\u65c5\u884c\u65e0\u9650\u6b21\uff09\uff1a<\/strong> \u20ac80-\u20ac200<\/li>\n<\/ul>\n<p><strong>\u589e\u52a0\u6210\u672c\u7684\u56e0\u7d20\uff1a<\/strong><\/p>\n<ul>\n<li>65\u5c81\u4ee5\u4e0a \u2014 \u5e74\u957f\u65c5\u884c\u8005\u7684\u4fdd\u8d39\u5927\u5e45\u589e\u52a0\uff0c\u5c3d\u7ba1\u8fd9\u4e2a\u7fa4\u4f53\u6700\u53ef\u80fd\u9700\u8981\u533b\u7597\u4fdd\u9669<\/li>\n<li>\u9884\u5148\u5b58\u5728\u7684\u533b\u7597\u72b6\u51b5 \u2014 \u7533\u62a5\u6240\u6709\u72b6\u51b5\uff1b\u672a\u62ab\u9732\u7684\u72b6\u51b5\u5c06\u4f7f\u7d22\u8d54\u65e0\u6548<\/li>\n<li>\u9ad8\u98ce\u9669\u6d3b\u52a8\u2014\u2014\u6ed1\u96ea\u3001\u5c71\u5730\u767b\u5c71\u548c\u6c34\u4e0a\u8fd0\u52a8\u901a\u5e38\u9700\u8981\u989d\u5916\u4fdd\u8d39\u6216\u5355\u72ec\u7684\u5192\u9669\u8fd0\u52a8\u9644\u52a0\u6761\u6b3e<\/li>\n<li>\u66f4\u9ad8\u7684\u4fdd\u969c\u9650\u989d\u2014\u2014\u533b\u7597\u4fdd\u969c\u989d\u5ea6\u4e3a\u20ac60,000\u6216\u4ee5\u4e0a\u7684\u653f\u7b56\u4ef7\u683c\u8f83\u9ad8\uff0c\u4f46\u63d0\u4f9b\u66f4\u5927\u7684\u4fdd\u62a4<\/li>\n<\/ul>\n<p>\u5bf9\u4e8e\u6765\u81ea\u82f1\u56fd\u3001\u7f8e\u56fd\u6216\u6fb3\u5927\u5229\u4e9a\u7684\u514d\u7b7eETIAS\u8bbf\u5ba2\uff0c\u4e3b\u8981\u4fdd\u9669\u516c\u53f8\uff08\u5305\u62ecAXA\u3001\u5b89\u8054\u3001\u6b27\u6d32\u63f4\u52a9\u548c\u8bb8\u591a\u56fd\u5bb6\u63d0\u4f9b\u5546\uff09\u63d0\u4f9b\u5355\u6b21\u65c5\u884c\u7533\u6839\u4fdd\u9669\u653f\u7b56\u3002\u5e74\u5ea6\u591a\u6b21\u65c5\u884c\u653f\u7b56\u5bf9\u4e8e\u7ecf\u5e38\u65c5\u884c\u7684\u4eba\u6765\u8bf4\u5177\u6709\u6210\u672c\u6548\u76ca\u3002\u53e6\u8bf7\u53c2\u9605 <a href=\"https:\/\/europe-visa.eu\/zh\/blog\/healthcare-europe-travelers-etias-medical\/\">\u6b27\u6d32\u65c5\u5ba2\u533b\u7597\u4fdd\u5065<\/a>.<\/p>\n<h2>\u9009\u62e9\u5408\u9002\u7684\u7533\u6839\u65c5\u884c\u4fdd\u9669\u653f\u7b56<\/h2>\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1733\" height=\"1300\" src=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg\" alt=\"\u4f7f\u7528\u7b14\u8bb0\u672c\u7535\u8111\u6bd4\u8f83\u4fdd\u9669\u653f\u7b56\u7684\u4eba\uff0c\u684c\u4e0a\u653e\u7740\u5496\u5561\" class=\"wp-image-2229\" srcset=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg 1880w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-300x200.jpg 300w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1024x682.jpg 1024w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-768x512.jpg 768w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1536x1024.jpg 1536w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-18x12.jpg 18w\" sizes=\"(max-width: 1733px) 100vw, 1733px\" \/><figcaption>\u4f7f\u7528\u7b14\u8bb0\u672c\u7535\u8111\u6bd4\u8f83\u4fdd\u9669\u653f\u7b56\u7684\u4eba\uff0c\u684c\u4e0a\u653e\u7740\u5496\u5561<\/figcaption><\/figure>\n<p>\u5e76\u975e\u6240\u6709\u58f0\u79f0\"\u7b26\u5408\u7533\u6839\u8981\u6c42\"\u7684\u65c5\u6e38\u4fdd\u9669\u4fdd\u5355\u5b9e\u9645\u4e0a\u90fd\u7b26\u5408\u4f7f\u9986\u8981\u6c42\u3002\u8d2d\u4e70\u524d\uff0c\u8bf7\u9a8c\u8bc1\u4ee5\u4e0b\u5177\u4f53\u8981\u70b9\uff1a<\/p>\n<ul>\n<li><strong>\u786e\u8ba4\u20ac30,000\u6700\u4f4e\u4fdd\u9669\u91d1\u989d\u3002<\/strong> \u4e00\u4e9b\u9884\u7b97\u4fdd\u5355\u63d0\u4f9b\u8f83\u4f4e\u7684\u533b\u7597\u4fdd\u9669\u2014\u2014\u8fd9\u4e9b\u5c06\u88ab\u7533\u6839\u7b7e\u8bc1\u529e\u516c\u5ba4\u62d2\u7edd\u3002\u4fdd\u9669\u91d1\u989d\u5e94\u5728\u8bc1\u4e66\u4e0a\u6e05\u695a\u6ce8\u660e\uff0c\u800c\u4e0d\u662f\u57cb\u5728\u4fdd\u5355\u65e5\u7a0b\u8868\u4e2d\u3002<\/li>\n<li><strong>\u68c0\u67e5\u7d27\u6025\u53f7\u7801\u662f\u5426\u5728\u6b27\u6d32\u6709\u6548\u3002<\/strong> \u60a8\u7684\u4fdd\u9669\u516c\u53f8\u768424\/7\u7d27\u6025\u70ed\u7ebf\u5fc5\u987b\u80fd\u591f\u56fd\u9645\u901a\u8bdd\u3002\u51fa\u53d1\u524d\u8fdb\u884c\u6d4b\u8bd5\u3002\u5982\u679c\u60a8\u5728\u51cc\u66683\u70b9\u5728\u5df4\u9ece\u9700\u8981\u7d27\u6025\u63f4\u52a9\uff0c\u4e00\u4e2a\u4ec5\u9650\u82f1\u56fd\u7684\u53f7\u7801\u65e0\u6cd5\u56fd\u9645\u63a5\u901a\u662f\u6ca1\u6709\u7528\u7684\u3002<\/li>\n<li><strong>\u4ed4\u7ec6\u9605\u8bfb\u6392\u9664\u6761\u6b3e\u3002<\/strong> \u5927\u591a\u6570\u4fdd\u5355\u4e0d\u5305\u62ec\u65e2\u5f80\u75c5\u75c7\uff0c\u9664\u975e\u5df2\u62ab\u9732\u4e14\u7ecf\u8fc7\u627f\u4fdd\u3002\u67d0\u4e9b\u5ec9\u4ef7\u4fdd\u5355\u4e0d\u5305\u62ec\u4e0e\u6050\u6016\u4e3b\u4e49\u76f8\u5173\u7684\u4e8b\u4ef6\u3002\u9ad8\u98ce\u9669\u8fd0\u52a8\u9700\u8981\u7279\u5b9a\u7684\u9644\u52a0\u9009\u9879\u3002\u5927\u591a\u6570\u4fdd\u9669\u516c\u53f8\u4e0d\u5305\u62ec\u4e0e\u9152\u7cbe\u76f8\u5173\u7684\u4f24\u5bb3\u3002<\/li>\n<li><strong>\u68c0\u67e5\u53d6\u6d88\u4fdd\u9669\u7684\u989d\u5ea6\u9650\u5236\u3002<\/strong> \u5982\u679c\u60a8\u9884\u8ba2\u4e86\u6b27\u6d32\u65c5\u884c\u7684\u6602\u8d35\u4e0d\u53ef\u9000\u6b3e\u822a\u73ed\u548c\u9152\u5e97\uff0c\u8bf7\u786e\u4fdd\u60a8\u7684\u53d6\u6d88\u4fdd\u9669\u989d\u5ea6\u8db3\u591f\u9ad8\uff0c\u4ee5\u4fbf\u5728\u56e0\u75c5\u3001\u4e27\u4eb2\u6216\u5176\u4ed6\u4e0d\u5229\u4e8b\u4ef6\u800c\u5fc5\u987b\u53d6\u6d88\u65f6\u80fd\u591f\u6062\u590d\u5168\u90e8\u8d39\u7528\u3002<\/li>\n<li><strong>\u5982\u679c\u60a8\u6bcf\u5e74\u65c5\u884c\u8d85\u8fc7\u4e24\u6b21\uff0c\u8bf7\u8003\u8651\u8d2d\u4e70\u5e74\u5ea6\u4fdd\u5355\u3002<\/strong> \u5982\u679c\u60a8\u6bcf\u5e74\u53bb\u6b27\u6d32\u65c5\u884c\u4e09\u6b21\u6216\u4ee5\u4e0a\uff0c\u8d2d\u4e70\u5168\u5e74\u591a\u6b21\u65c5\u884c\u4fdd\u5355\uff08\u901a\u5e38\u20ac80\u2013\u20ac200\uff09\u6bd4\u6bcf\u6b21\u8d2d\u4e70\u5355\u6b21\u65c5\u884c\u4fdd\u9669\u66f4\u7701\u94b1\u3002\u8bf7\u53c2\u9605 <a href=\"https:\/\/europe-visa.eu\/zh\/blog\/etias-multiple-entries-2026-guide\/\">ETIAS \u591a\u6b21\u5165\u5883<\/a> \u7528\u4e8e\u65c5\u884c\u6a21\u5f0f\u3002<\/li>\n<\/ul>\n<p>\u6709\u5173\u66f4\u5e7f\u6cdb\u7684ETIAS\u65c5\u884c\u51c6\u5907\uff0c\u8bf7\u53c2\u9605 <a href=\"https:\/\/europe-visa.eu\/zh\/blog\/etias-complete-travel-checklist-europe\/\">ETIAS\u6b27\u6d32\u5b8c\u6574\u65c5\u884c\u6e05\u5355<\/a> \u548c <a href=\"https:\/\/europe-visa.eu\/zh\/blog\/europe-packing-checklist-etias\/\">ETIAS\u65c5\u884c\u8005\u6b27\u6d32\u6253\u5305\u6e05\u5355<\/a>.<\/p>\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1880\" height=\"1253\" src=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg\" alt=\"\u65c5\u5ba2\u5728\u6b27\u6d32\u673a\u573a\u81ea\u4fe1\u5730\u767b\u673a\uff0c\u624b\u6301\u4fdd\u9669\u6587\u4ef6\" class=\"wp-image-2230\" srcset=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg 1880w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-300x200.jpg 300w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1024x682.jpg 1024w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-768x512.jpg 768w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1536x1024.jpg 1536w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-18x12.jpg 18w\" sizes=\"(max-width: 1880px) 100vw, 1880px\" \/><figcaption>\u65c5\u5ba2\u5728\u6b27\u6d32\u673a\u573a\u81ea\u4fe1\u5730\u767b\u673a\uff0c\u624b\u6301\u4fdd\u9669\u6587\u4ef6<\/figcaption><\/figure>\n<h2>\u5e38\u89c1\u95ee\u9898<\/h2>\n<h3>\u7533\u6839\u65c5\u884c\u4fdd\u9669\u662f\u5f3a\u5236\u6027\u7684\u5417?<\/h3>\n<p>\u662f\u7684\u2014\u2014\u5982\u679c\u60a8\u7533\u8bf7\u7533\u6839\u7b7e\u8bc1\uff0c\u4fdd\u9669\u662f\u5f3a\u5236\u6027\u7684\u3002\u60a8\u65e0\u6cd5\u5728\u672a\u63d0\u4ea4\u6db5\u76d6 \u20ac30,000 \u6700\u4f4e\u989d\u5ea6\u7684\u4fdd\u9669\u8bc1\u660e\u7684\u60c5\u51b5\u4e0b\u83b7\u5f97\u7533\u6839\u7b7e\u8bc1\u3002UK ETA 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\u20ac30,000\u3002<\/p>\n<h3>\u7533\u6839\u65c5\u884c\u4fdd\u9669\u8d39\u7528\u662f\u591a\u5c11\uff1f<\/h3>\n<p>\u5178\u578b\u7684\u4e24\u5468\u7533\u6839\u4fdd\u5355\u8d39\u7528\u4e3a \u20ac15\u2013\u20ac40\uff08\u5065\u5eb7\u6210\u5e74\u4eba\uff09\u3002\u4fdd\u8d39\u4f1a\u56e0\u5e74\u9f84\u3001\u65e2\u5f80\u75c5\u53f2\u548c\u66f4\u9ad8\u7684\u4fdd\u989d\u800c\u589e\u52a0\u3002\u5e74\u5ea6\u591a\u6b21\u65c5\u884c\u4fdd\u5355\u8d39\u7528\u4e3a \u20ac80\u2013\u20ac200\uff0c\u6db5\u76d6 12 \u4e2a\u6708\u5185\u7684\u65e0\u9650\u6b21\u6b27\u6d32\u65c5\u884c\u3002<\/p>\n<h3>EHIC \u6216 GHIC \u80fd\u5426\u66ff\u4ee3\u65c5\u884c\u4fdd\u9669\uff1f<\/h3>\n<p>\u4e0d\u53ef\u4ee5\u3002EHIC\uff08\u6b27\u76df\u516c\u6c11\uff09\u548c GHIC\uff08\u82f1\u56fd\u516c\u6c11\uff09\u6309\u5f53\u5730\u60a3\u8005\u8d39\u7387\u627f\u4fdd\u56fd\u5bb6\u516c\u5171\u533b\u7597\u4fdd\u5065 \u2014 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\u8bbf\u5ba2\u5728\u6280\u672f\u4e0a\u53ef\u4ee5\u5728\u62b5\u8fbe\u540e\u8d2d\u4e70\u4fdd\u5355\uff0c\u4f46\u8fd9\u4f1a\u5728\u65c5\u9014\u4e2d\u9020\u6210\u4fdd\u9669\u8986\u76d6\u7f3a\u53e3\u3002\u59cb\u7ec8\u5728\u51fa\u53d1\u65e5\u671f\u524d\u8d2d\u4e70\u4fdd\u9669\u3002<\/p>\n<h3>\u7533\u6839\u65c5\u884c\u4fdd\u9669\u662f\u5426\u6db5\u76d6 COVID-19\uff1f<\/h3>\n<p>2025\u20132026\u5e74\u9500\u552e\u7684\u5927\u591a\u6570\u6807\u51c6\u65c5\u884c\u4fdd\u9669\u4fdd\u5355\u90fd\u5305\u62ecCOVID-19\u533b\u7597\u6cbb\u7597\u4f5c\u4e3a\u627f\u4fdd\u6761\u4ef6\u3002\u4f46\u662f\uff0c\u4fdd\u5355\u5728COVID\u76f8\u5173\u539f\u56e0\u5bfc\u81f4\u7684\u884c\u7a0b\u53d6\u6d88\u65b9\u9762\u6709\u6240\u4e0d\u540c\u3002\u8bf7\u5177\u4f53\u67e5\u770b\u4fdd\u5355\u6761\u6b3e\u2014\u2014\"COVID-19\u6db5\u76d6\u533b\u7597\u8d39\u7528\"\u548c\"COVID-19\u6db5\u76d6\u884c\u7a0b\u53d6\u6d88\"\u662f\u4e24\u4e2a\u72ec\u7acb\u7684\u8003\u8651\u56e0\u7d20\u3002<\/p>\n<h3>\u6211\u662f\u5426\u9700\u8981\u4e3a\u6bcf\u4e2a\u56fd\u5bb6\u8d2d\u4e70\u7533\u6839\u65c5\u884c\u4fdd\u9669\uff0c\u8fd8\u662f\u53ea\u9700\u4e3a\u4e00\u4e2a\u56fd\u5bb6\u8d2d\u4e70\uff1f<\/h3>\n<p>\u4e00\u9879\u4fdd\u5355\u6db5\u76d6\u5168\u90e829\u4e2a\u7533\u6839\u56fd\u5bb6\u3002\u5728\u8fdb\u884c\u591a\u56fd\u6b27\u6d32\u65c5\u884c\u65f6\uff0c\u60a8\u65e0\u9700\u4e3a\u6bcf\u4e2a\u56fd\u5bb6\u5355\u72ec\u8d2d\u4e70\u4fdd\u9669\u3002\u60a8\u7684\u4fdd\u5355\u9700\u8981\u660e\u786e\u8bf4\u660e\u5728\u6240\u6709\u7533\u6839\u6210\u5458\u56fd\u5747\u6709\u6548\u2014\u2014\u4f8b\u5982\uff0c\u4ec5\u5217\u51fa\u5fb7\u56fd\u7684\u4fdd\u5355\u4e0d\u8db3\u4ee5\u5e94\u5bf9\u540c\u65f6\u5305\u62ec\u6cd5\u56fd\u548c\u897f\u73ed\u7259\u7684\u65c5\u884c\u3002\u8bf7\u53c2\u9605 <a href=\"https:\/\/europe-visa.eu\/zh\/blog\/schengen-area-countries-explained\/\">\u7533\u6839\u5730\u533a\u56fd\u5bb6\u89e3\u6790<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Schengen travel insurance means the mandatory medical coverage required of every traveller entering the Schengen Area on a traditional visa, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2226,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"schengen travel insurance","_yoast_wpseo_title":"Schengen Travel Insurance 2026: Requirements, Costs and What's Covered","_yoast_wpseo_metadesc":"Schengen travel insurance requirements, minimum coverage, costs and how to choose a compliant policy in 2026 for visa applicants and ETIAS travellers.","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[113],"tags":[],"class_list":["post-2239","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-etias-rules-requirements"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Schengen Travel Insurance 2026: Requirements, Costs and What&#039;s Covered<\/title>\n<meta name=\"description\" content=\"Schengen travel insurance requirements, minimum coverage, costs and how to choose a compliant policy in 2026 for visa applicants and ETIAS travellers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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