{"id":2239,"date":"2026-06-25T09:00:00","date_gmt":"2026-06-25T09:00:00","guid":{"rendered":"https:\/\/europe-visa.eu\/?p=2239"},"modified":"2026-06-23T19:35:08","modified_gmt":"2026-06-23T19:35:08","slug":"schengen-travel-insurance-2026-guide","status":"publish","type":"post","link":"https:\/\/europe-visa.eu\/zh_tw\/blog\/schengen-travel-insurance-2026-guide\/","title":{"rendered":"\u7533\u6839\u65c5\u904a\u4fdd\u96aa 2026\uff1a\u8981\u6c42\u3001\u8cbb\u7528\u53ca\u627f\u4fdd\u5167\u5bb9"},"content":{"rendered":"<p><strong>\u7533\u6839\u65c5\u904a\u4fdd\u96aa<\/strong> \u662f\u6307\u9032\u5165\u7533\u6839\u5340\u57df\u6301\u50b3\u7d71\u7c3d\u8b49\u7684\u6bcf\u4f4d\u65c5\u5ba2\u90fd\u5fc5\u9808\u8cfc\u8cb7\u7684\u5f37\u5236\u6027\u91ab\u7642\u4fdd\u969c\uff0c\u4e26\u5f37\u70c8\u5efa\u8b70\u4f7f\u7528 ETIAS \u7684\u4efb\u4f55\u4eba\u8cfc\u8cb7\u3002\u5b83\u5fc5\u9808\u70ba\u7dca\u6025\u91ab\u7642\u548c\u9063\u8fd4\u8cbb\u7528\u63d0\u4f9b\u6700\u4f4e \u20ac30,000 \u4fdd\u969c\uff0c\u5728\u6240\u6709 29 \u500b\u7533\u6839\u570b\u5bb6\u6709\u6548\uff0c\u4e26\u6db5\u84cb\u60a8\u7684\u6574\u500b\u8a08\u5283\u505c\u7559\u671f\u9593\u3002<\/p>\n<p><strong>TL;DR:<\/strong> \u9019\u9805\u4fdd\u969c\u8cbb\u7528\u70ba \u20ac15\u2013\u20ac60\uff0c\u7528\u65bc\u5178\u578b\u7684\u5169\u9031\u65c5\u7a0b\u3002\u5b83\u9700\u8981\u6db5\u84cb\u6700\u4f4e \u20ac30,000 \u7684\u91ab\u7642\u8cbb\u7528\uff0c\u5305\u62ec\u9063\u8fd4\u8cbb\u7528\u3002\u7533\u8acb\u7533\u6839\u7c3d\u8b49\u7684\u4efb\u4f55\u4eba\u90fd\u5fc5\u9808\u8cfc\u8cb7\uff1bETIAS \u4f7f\u7528\u8005\u4e0d\u5f37\u5236\u8cfc\u8cb7\uff0c\u4f46\u5f37\u70c8\u5efa\u8b70\u8cfc\u8cb7\u3002\u6c92\u6709\u5b83\uff0c\u5728\u6b50\u6d32\u7684\u91ab\u7642\u7dca\u6025\u60c5\u6cc1\u53ef\u80fd\u82b1\u8cbb\u6578\u842c\u6b50\u5143\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u8981\u6c42<\/th>\n<th>\u8a73\u7d30\u8cc7\u8a0a<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u6700\u4f4e\u91ab\u7642\u4fdd\u96aa<\/td>\n<td>\u20ac30,000<\/td>\n<\/tr>\n<tr>\n<td>\u8981\u6c42\u7528\u65bc<\/td>\n<td>\u6240\u6709\u7533\u6839\u7c3d\u8b49\u7533\u8acb\u4eba<\/td>\n<\/tr>\n<tr>\n<td>\u6709\u6548\u6027<\/td>\n<td>\u5fc5\u9808\u6db5\u84cb\u6bcf\u500b\u7533\u6839\u570b\u5bb6\u548c\u6574\u500b\u65c5\u884c\u671f\u9593<\/td>\n<\/tr>\n<tr>\n<td>\u5178\u578b\u8cbb\u7528<\/td>\n<td>\u20ac15\u2013\u20ac60 \u7528\u65bc 2 \u9031\u65c5\u884c<\/td>\n<\/tr>\n<tr>\n<td>ETIAS \u8981\u6c42<\/td>\n<td>\u975e\u6cd5\u5f8b\u5f37\u5236\u6027\uff0c\u5f37\u70c8\u5efa\u8b70<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u7121\u8ad6\u60a8\u662f\u6301\u7533\u6839\u7c3d\u8b49\u9084\u662f ETIAS \u9032\u5165\uff0c\u6b50\u6d32\u91ab\u7642\u8cbb\u7528\u5c0d\u65bc\u672a\u6295\u4fdd\u7684\u65c5\u5ba2\u53ef\u80fd\u76f8\u7576\u9ad8\u6602\u3002\u5728\u5fb7\u570b\u6216\u6cd5\u570b\u4f4f\u9662\u4e00\u5929\u9700\u8981 \u20ac500\u2013\u20ac3,000\uff1b\u5f9e\u504f\u9060\u5730\u5340\u9032\u884c\u7dca\u6025\u7a7a\u4e2d\u9063\u8fd4\u53ef\u80fd\u8d85\u904e \u20ac50,000\u3002\u5982\u9700\u5168\u9762\u4e86\u89e3 ETIAS \u53ca\u4fdd\u96aa\u8981\u6c42\uff0c\u8acb\u53c3\u95b1 <a href=\"https:\/\/europe-visa.eu\/zh_tw\/blog\/etias-travel-insurance-2026-guide\/\">ETIAS \u65c5\u904a\u4fdd\u96aa 2026<\/a> \u548c <a href=\"https:\/\/europe-visa.eu\/zh_tw\/blog\/etias-travel-insurance-europe\/\">ETIAS \u6b50\u6d32\u65c5\u904a\u4fdd\u96aa<\/a>.<\/p>\n<h2>\u8ab0\u9700\u8981\u7533\u6839\u65c5\u904a\u4fdd\u96aa\uff1f<\/h2>\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1880\" height=\"1253\" src=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg\" alt=\"\u5728\u6b50\u6d32\u91ab\u9662\u63a5\u53d7\u91ab\u7642\u6cbb\u7642\u7684\u65c5\u5ba2\uff0c\u4fdd\u96aa\u5361\u6e05\u6670\u53ef\u898b\" class=\"wp-image-2226\" srcset=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg 1880w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-300x200.jpg 300w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1024x682.jpg 1024w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-768x512.jpg 768w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1536x1024.jpg 1536w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-18x12.jpg 18w\" sizes=\"(max-width: 1880px) 100vw, 1880px\" \/><figcaption>\u5728\u6b50\u6d32\u91ab\u9662\u63a5\u53d7\u91ab\u7642\u6cbb\u7642\u7684\u65c5\u5ba2\uff0c\u4fdd\u96aa\u5361\u6e05\u6670\u53ef\u898b<\/figcaption><\/figure>\n<p>\u4fdd\u96aa\u8981\u6c42\u56e0\u60a8\u9032\u5165\u7533\u6839\u5730\u5340\u7684\u65b9\u5f0f\u800c\u7570\uff1a<\/p>\n<p><strong>C \u985e\u7c3d\u8b49\u6301\u6709\u4eba\u5f37\u5236\u6027\u7684\uff1a<\/strong> \u4efb\u4f55\u7533\u8acb\u7533\u6839\u7c3d\u8b49\uff08C \u985e\uff09\u7684\u65c5\u5ba2\u5fc5\u9808\u63d0\u4f9b\u6709\u6548\u65c5\u904a\u4fdd\u96aa\u7684\u8b49\u660e\uff0c\u8986\u84cb\u4e0d\u5c11\u65bc \u20ac30,000 \u7684\u91ab\u7642\u8cbb\u7528\uff0c\u6709\u6548\u671f\u6db5\u84cb\u6bcf\u500b\u7533\u6839\u570b\u5bb6\uff0c\u4e26\u8986\u84cb\u6574\u500b\u5efa\u8b70\u9017\u7559\u671f\u9593\u3002\u6c92\u6709\u5b83\uff0c\u4f60\u7684\u7c3d\u8b49\u7533\u8acb\u5c07\u88ab\u62d2\u7d55\u3002\u4fdd\u96aa\u8b49\u66f8\u5fc5\u9808\u5728\u5927\u4f7f\u9928\u6216\u7c3d\u8b49\u4e2d\u5fc3\u63d0\u4ea4\u7c3d\u8b49\u7533\u8acb\u6642\u4e00\u8d77\u63d0\u4ea4\u3002<\/p>\n<p><strong>\u5c0d ETIAS \u7528\u6236\u4e0d\u662f\u5f37\u5236\u6027\u7684\uff1a<\/strong> \u4f7f\u7528 ETIAS \u7684\u570b\u7c4d\u4eba\u58eb\uff08\u82f1\u570b\u3001\u7f8e\u570b\u3001\u52a0\u62ff\u5927\u3001\u6fb3\u6d32\u3001\u65e5\u672c\u7b49\uff09\u5728\u7533\u6839\u908a\u5883\u4e0d\u9700\u8981\u51fa\u793a\u65c5\u904a\u4fdd\u96aa\u3002\u4f46\u662f\uff0c\u67d0\u4e9b\u570b\u5bb6\u7684\u908a\u5883\u5b98\u54e1\u53ef\u80fd\u6703\u975e\u6b63\u5f0f\u5730\u8981\u6c42\u51fa\u793a\uff0c\u7f3a\u4e4f\u4fdd\u96aa\u662f\u8a55\u4f30\u65c5\u5ba2\u662f\u5426\u6709\u8db3\u5920\u8cc7\u91d1\u7528\u65bc\u4f4f\u5bbf\u6642\u8003\u616e\u7684\u56e0\u7d20\u4e4b\u4e00\u3002\u8acb\u53c3\u95b1 <a href=\"https:\/\/europe-visa.eu\/zh_tw\/blog\/etias-eligible-nationalities-2026-guide\/\">ETIAS \u7b26\u5408\u8cc7\u683c\u7684\u570b\u7c4d<\/a>.<\/p>\n<p><strong>\u6b50\u76df\/\u6b50\u6d32\u7d93\u6fdf\u5340\/\u745e\u58eb\u516c\u6c11\uff1a<\/strong> \u9019\u4e9b\u65c5\u5ba2\u53ef\u4ee5\u4f7f\u7528\u6b50\u6d32\u5065\u5eb7\u4fdd\u96aa\u5361 (EHIC) \u6216\u5168\u7403\u5065\u5eb7\u4fdd\u96aa\u5361 (GHIC\uff0c\u4f9b\u82f1\u570b\u516c\u6c11\u4f7f\u7528)\uff0c\u8a72\u5361\u53ef\u5728\u5927\u591a\u6578\u7533\u6839\u570b\u5bb6\u4ee5\u6298\u6263\u50f9\u7372\u53d6\u653f\u5e9c\u63d0\u4f9b\u7684\u91ab\u7642\u4fdd\u5065\u3002\u4f46\u662f\uff0cEHIC\/GHIC \u4e0d\u6db5\u84cb\u79c1\u4eba\u6cbb\u7642\u3001\u9063\u8fd4\u3001\u53d6\u6d88\u6216\u76dc\u7aca\u2014\u2014\u4ecd\u7136\u503c\u5f97\u5728\u6b64\u57fa\u790e\u4e0a\u8cfc\u8cb7\u79c1\u4eba\u4fdd\u969c\u3002\u8acb\u53c3\u95b1 <a href=\"https:\/\/europe-visa.eu\/zh_tw\/blog\/medical-emergencies-in-schengen-with-etias-ehic-ghic-and-insurance\/\">\u5728\u7533\u6839\u5730\u5340\u6301 EHIC\/GHIC \u548c\u4fdd\u96aa\u7684\u91ab\u7642\u7dca\u6025\u60c5\u6cc1<\/a>.<\/p>\n<table>\n<thead>\n<tr>\n<th>\u65c5\u5ba2\u985e\u578b<\/th>\n<th>\u4fdd\u96aa\u5f37\u5236\u6027\uff1f<\/th>\n<th>EHIC\/GHIC \u53ef\u7528\uff1f<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u7533\u6839\u7c3d\u8b49\u7533\u8acb\u4eba<\/td>\n<td>\u662f \u2014 \u5927\u4f7f\u9928\u8981\u6c42<\/td>\n<td>\u6c92\u6709<\/td>\n<\/tr>\n<tr>\n<td>ETIAS \u65c5\u5ba2<\/td>\n<td>\u5426 (\u5efa\u8b70)<\/td>\n<td>\u5426 (\u50c5\u9650 ETIAS \u570b\u7c4d)<\/td>\n<\/tr>\n<tr>\n<td>\u6b50\u76df\/\u6b50\u6d32\u7d93\u6fdf\u5340\/\u745e\u58eb\u516c\u6c11<\/td>\n<td>\u5426 (EHIC \u6db5\u84cb\u57fa\u672c\u9805\u76ee)<\/td>\n<td>\u662f<\/td>\n<\/tr>\n<tr>\n<td>\u82f1\u570b\u516c\u6c11 (GHIC \u6301\u6709\u4eba)<\/td>\n<td>\u5426 (GHIC \u6db5\u84cb\u57fa\u672c\u9805\u76ee)<\/td>\n<td>GHIC(\u82f1\u570b\u7248\u672c)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<blockquote>\n<p><strong>\u5c08\u696d\u63d0\u793a\uff1a<\/strong> \u5373\u4f7f\u60a8\u6301\u6709GHIC,\u4e5f\u61c9\u8cfc\u8cb7\u984d\u5916\u7684\u79c1\u4eba\u65c5\u904a\u4fdd\u96aa\u3002GHIC\u50c5\u6db5\u84cb\u7576\u5730\u8cbb\u7387\u7684\u516c\u7acb\u91ab\u9662\u6cbb\u7642\u2014\u2014\u5b83\u4e0d\u5305\u62ec\u79c1\u4eba\u8a3a\u6240(\u901a\u5e38\u662f\u5c0f\u57ce\u5e02\u7684\u552f\u4e00\u9078\u64c7)\u3001\u963f\u723e\u5351\u65af\u5c71\u76f4\u5347\u6a5f\u6551\u63f4\u6216\u56de\u570b\u7684\u9063\u8fd4\u822a\u73ed\u3002\u5728\u7533\u6839\u6ed1\u96ea\u5ea6\u5047\u6751\u9aa8\u6298\u53ef\u80fd\u5c0e\u81f4\u20ac15,000\u2013\u20ac30,000\u7684\u79c1\u4eba\u8a3a\u6240\u8cbb\u7528,\u800cGHIC\u4e0d\u6703\u6db5\u84cb\u9019\u4e9b\u8cbb\u7528\u3002<\/p>\n<\/blockquote>\n<h2>\u7533\u6839\u65c5\u904a\u4fdd\u96aa\u5fc5\u9808\u6db5\u84cb\u7684\u5167\u5bb9<\/h2>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1880\" height=\"1253\" src=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg\" alt=\"\u4fdd\u96aa\u4fdd\u55ae\u6587\u4ef6\u3001\u8a08\u7b97\u5668\u548c\u807d\u8a3a\u5668\u653e\u5728\u684c\u5b50\u4e0a\" class=\"wp-image-2227\" srcset=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg 1880w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-300x200.jpg 300w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1024x682.jpg 1024w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-768x512.jpg 768w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1536x1024.jpg 1536w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-18x12.jpg 18w\" sizes=\"(max-width: 1880px) 100vw, 1880px\" \/><figcaption>\u4fdd\u96aa\u4fdd\u55ae\u6587\u4ef6\u3001\u8a08\u7b97\u5668\u548c\u807d\u8a3a\u5668\u653e\u5728\u684c\u5b50\u4e0a<\/figcaption><\/figure>\n<p>\u70ba\u4e86\u6eff\u8db3\u7533\u6839\u7c3d\u8b49\u8fa6\u516c\u5ba4\u7684\u8981\u6c42,\u60a8\u7684\u4fdd\u55ae\u5fc5\u9808\u7b26\u5408\u7533\u6839\u516c\u7d04\u548c\u6b50\u76df\u7b2c810\/2009\u865f\u898f\u4f8b\u898f\u5b9a\u7684\u4ee5\u4e0b\u6700\u4f4e\u8981\u6c42:<\/p>\n<ol>\n<li><strong>\u6700\u4f4e\u91ab\u7642\u4fdd\u969c\u984d\u70ba\u20ac30,000\u3002<\/strong> \u5b83\u5fc5\u9808\u6db5\u84cb\u7dca\u6025\u91ab\u7642\u6cbb\u7642\u3001\u4f4f\u9662\u548c\u624b\u8853\u81f3\u20ac30,000\u7684\u5e95\u9650\u3002\u8a31\u591a\u7c3d\u8b49\u5b98\u54e1\u5efa\u8b70\u20ac60,000\u4ee5\u589e\u52a0\u5b89\u5168\u908a\u969b\uff0c\u56e0\u70ba\u55ae\u6b21\u76f4\u5347\u6a5f\u6551\u63f4\u6216\u91cd\u75c7\u76e3\u8b77\u4f4f\u9662\u53ef\u80fd\u8d85\u904e\u20ac30,000\u3002<\/li>\n<li><strong>\u91ab\u7642\u9063\u8fd4\u3002<\/strong> \u5b83\u9084\u5fc5\u9808\u6db5\u84cb\u7dca\u6025\u9063\u8fd4\u5230\u60a8\u5bb6\u9109\u7684\u8cbb\u7528\uff0c\u5305\u62ec\u5982\u9700\u8981\u7684\u91ab\u7642\u8b77\u9001\u3002\u9019\u662f\u65c5\u904a\u7dca\u6025\u60c5\u6cc1\u4e2d\u6210\u672c\u6700\u9ad8\u7684\u8981\u7d20\u4e4b\u4e00\u2014\u2014\u6709\u4fdd\u96aa\u7684\u4fdd\u55ae\u652f\u4ed8\uff1b\u672a\u6295\u4fdd\u7684\u65c5\u5ba2\u9762\u81e8\u20ac20,000\u2013\u20ac100,000\u7684\u5e33\u55ae\u3002<\/li>\n<li><strong>\u5728\u6bcf\u500b\u7533\u6839\u570b\u5bb6\u5747\u6709\u6548\u3002<\/strong> \u8b49\u66f8\u5fc5\u9808\u660e\u78ba\u8aaa\u660e\u6db5\u84cb\u6240\u6709\u7533\u6839\u6210\u54e1\u570b\u3002\u6307\u5b9a\u7279\u5b9a\u570b\u5bb6\u6216\u6392\u9664\u67d0\u4e9b\u5730\u5340\u7684\u4fdd\u55ae\u4e0d\u88ab\u63a5\u53d7\u3002<\/li>\n<li><strong>\u6db5\u84cb\u6574\u500b\u9017\u7559\u671f\u9593\u7684\u4fdd\u96aa\u3002<\/strong> \u4fdd\u96aa\u5fc5\u9808\u5f9e\u60a8\u7684\u5165\u5883\u65e5\u671f\u81f3\u51fa\u5883\u65e5\u671f\u6709\u6548\u3002\u4fdd\u55ae\u5728\u8a08\u5283\u51fa\u767c\u524d2\u5929\u7d50\u675f\u5c07\u4e0d\u88ab\u63a5\u53d7\u3002<\/li>\n<li><strong>\u8b49\u66f8\u683c\u5f0f\u3002<\/strong> \u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u63d0\u4f9b\u8b49\u66f8\uff08\u4e0d\u50c5\u50c5\u662f\u4fdd\u55ae\u689d\u6b3e\u6587\u4ef6\uff09\uff0c\u986f\u793a\u60a8\u7684\u59d3\u540d\u3001\u4fdd\u969c\u65e5\u671f\u3001\u4fdd\u984d\u548c\u78ba\u8a8d\u6db5\u84cb\u6240\u6709\u7533\u6839\u570b\u5bb6\u3002\u6578\u4f4d\u8b49\u66f8\u73fe\u5df2\u88ab\u5ee3\u6cdb\u63a5\u53d7\u3002<\/li>\n<\/ol>\n<p>\u984d\u5916\u4fdd\u969c\u7bc4\u570d\u96d6\u7136\u4e0d\u662f\u5f37\u5236\u6027\u7684\uff0c\u4f46\u80fd\u986f\u8457\u63d0\u5347\u7533\u6839\u4fdd\u55ae\u7684\u50f9\u503c\uff0c\u5305\u62ec\uff1a\u884c\u7a0b\u53d6\u6d88\/\u7e2e\u77ed\u3001\u884c\u674e\u548c\u500b\u4eba\u7269\u54c1\u3001\u500b\u4eba\u8cac\u4efb\u3001\u6cd5\u5f8b\u8cbb\u7528\u548c\u8aa4\u6a5f\u4fdd\u969c\u3002<\/p>\n<h2>\u7533\u6839\u65c5\u904a\u4fdd\u96aa\u8cbb\u7528\u662f\u591a\u5c11?<\/h2>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1880\" height=\"1253\" src=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg\" alt=\"\u624b\u6a5f\u4e0a\u7684\u50f9\u683c\u6bd4\u8f03\u5716\u8868\uff0c\u65c5\u904a\u4fdd\u96aa\u5831\u50f9\u53ef\u898b\" class=\"wp-image-2228\" srcset=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg 1880w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-300x200.jpg 300w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1024x682.jpg 1024w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-768x512.jpg 768w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1536x1024.jpg 1536w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-18x12.jpg 18w\" sizes=\"(max-width: 1880px) 100vw, 1880px\" \/><figcaption>\u624b\u6a5f\u4e0a\u7684\u50f9\u683c\u6bd4\u8f03\u5716\u8868\uff0c\u65c5\u904a\u4fdd\u96aa\u5831\u50f9\u53ef\u898b<\/figcaption><\/figure>\n<p>\u76f8\u5c0d\u65bc\u6240\u63d0\u4f9b\u7684\u4fdd\u969c\uff0c\u6b64\u4fdd\u96aa\u901a\u5e38\u5177\u6709\u50f9\u683c\u7af6\u722d\u529b\u3002\u50f9\u683c\u6839\u64da\u5e74\u9f61\u3001\u76ee\u7684\u5730\u3001\u65c5\u7a0b\u6642\u9593\u548c\u4fdd\u969c\u7d1a\u5225\u800c\u7570\u3002<\/p>\n<p><strong>\u5065\u5eb7\u6210\u5e74\u4eba\uff0830\u201350\u6b72\uff09\u7684\u5178\u578b\u8cbb\u7528\uff1a<\/strong><\/p>\n<ul>\n<li><strong>1\u9031\u897f\u6b50\u4e4b\u65c5\uff1a<\/strong> \u20ac8\u2013\u20ac25<\/li>\n<li><strong>2\u9031\u897f\u6b50\u4e4b\u65c5\uff1a<\/strong> \u20ac15\u2013\u20ac40<\/li>\n<li><strong>\u70ba\u671f1\u500b\u6708\u8de8\u8d8a\u591a\u500b\u7533\u6839\u570b\u5bb6\u7684\u65c5\u7a0b\uff1a<\/strong> \u20ac40\u2013\u20ac100<\/li>\n<li><strong>\u5168\u5e74\u591a\u6b21\u65c5\u7a0b\u4fdd\u55ae\uff08\u7121\u9650\u5236\u6b50\u6d32\u65c5\u6b21\uff09\uff1a<\/strong> \u20ac80-\u20ac200<\/li>\n<\/ul>\n<p><strong>\u589e\u52a0\u8cbb\u7528\u7684\u56e0\u7d20\uff1a<\/strong><\/p>\n<ul>\n<li>\u5e74\u9f61\u8d85\u904e65\u6b72 \u2014 \u5e74\u9577\u65c5\u5ba2\u7684\u4fdd\u8cbb\u5927\u5e45\u589e\u52a0\uff0c\u5118\u7ba1\u6b64\u7fa4\u9ad4\u6700\u6709\u53ef\u80fd\u9700\u8981\u91ab\u7642\u4fdd\u969c<\/li>\n<li>\u9810\u5148\u5b58\u5728\u7684\u91ab\u7642\u72c0\u6cc1 \u2014 \u7533\u5831\u6240\u6709\u75c5\u75c7\uff1b\u672a\u62ab\u9732\u7684\u72c0\u6cc1\u6703\u5c0e\u81f4\u7d22\u8ce0\u7121\u6548<\/li>\n<li>\u9ad8\u98a8\u96aa\u6d3b\u52d5\u2014\u2014\u6ed1\u96ea\u3001\u767b\u5c71\u548c\u6c34\u4e0a\u904b\u52d5\u901a\u5e38\u9700\u8981\u984d\u5916\u4fdd\u8cbb\u6216\u55ae\u7368\u7684\u5192\u96aa\u904b\u52d5\u9644\u52a0\u689d\u6b3e<\/li>\n<li>\u66f4\u9ad8\u7684\u4fdd\u969c\u984d\u5ea6\u2014\u2014\u5177\u6709\u20ac60,000\u4ee5\u4e0a\u91ab\u7642\u4fdd\u969c\u7684\u4fdd\u96aa\u55ae\u8cbb\u7528\u66f4\u9ad8\uff0c\u4f46\u63d0\u4f9b\u66f4\u5927\u7684\u4fdd\u8b77<\/li>\n<\/ul>\n<p>\u5c0d\u65bc\u4f86\u81ea\u82f1\u570b\u3001\u7f8e\u570b\u6216\u6fb3\u6d32\u7684\u514d\u7c3dETIAS\u8a2a\u5ba2\uff0c\u4e3b\u8981\u4fdd\u96aa\u516c\u53f8\uff08\u5305\u62ecAXA\u3001\u5b89\u806f\u3001\u6b50\u6d32\u63f4\u52a9\u53ca\u8a31\u591a\u570b\u5bb6\u63d0\u4f9b\u5546\uff09\u63d0\u4f9b\u55ae\u6b21\u65c5\u7a0b\u7533\u6839\u4fdd\u96aa\u653f\u7b56\u3002\u5e74\u5ea6\u591a\u6b21\u65c5\u7a0b\u653f\u7b56\u5c0d\u7d93\u5e38\u65c5\u904a\u7684\u4eba\u4f86\u8aaa\u5177\u6709\u6210\u672c\u6548\u76ca\u3002\u53e6\u8acb\u53c3\u95b1 <a href=\"https:\/\/europe-visa.eu\/zh_tw\/blog\/healthcare-europe-travelers-etias-medical\/\">\u65c5\u5ba2\u5728\u6b50\u6d32\u7684\u91ab\u7642\u4fdd\u969c<\/a>.<\/p>\n<h2>\u9078\u64c7\u5408\u9069\u7684\u7533\u6839\u65c5\u904a\u4fdd\u96aa\u653f\u7b56<\/h2>\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1733\" height=\"1300\" src=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg\" alt=\"\u4f7f\u7528\u7b46\u8a18\u672c\u96fb\u8166\u6bd4\u8f03\u4fdd\u96aa\u653f\u7b56\u7684\u4eba\uff0c\u684c\u4e0a\u653e\u8457\u5496\u5561\" class=\"wp-image-2229\" srcset=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg 1880w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-300x200.jpg 300w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1024x682.jpg 1024w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-768x512.jpg 768w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1536x1024.jpg 1536w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-18x12.jpg 18w\" sizes=\"(max-width: 1733px) 100vw, 1733px\" \/><figcaption>\u4f7f\u7528\u7b46\u8a18\u672c\u96fb\u8166\u6bd4\u8f03\u4fdd\u96aa\u653f\u7b56\u7684\u4eba\uff0c\u684c\u4e0a\u653e\u8457\u5496\u5561<\/figcaption><\/figure>\n<p>\u4e26\u975e\u6240\u6709\u8072\u7a31\"\u7b26\u5408\u7533\u6839\u8981\u6c42\"\u7684\u65c5\u904a\u4fdd\u96aa\u4fdd\u55ae\u5be6\u969b\u4e0a\u90fd\u7b26\u5408\u5927\u4f7f\u9928\u7684\u8981\u6c42\u3002\u8cfc\u8cb7\u524d\uff0c\u8acb\u9a57\u8b49\u4ee5\u4e0b\u5177\u9ad4\u8981\u9ede\uff1a<\/p>\n<ul>\n<li><strong>\u78ba\u8a8d\u20ac30,000\u6700\u4f4e\u4fdd\u96aa\u91d1\u984d\u3002<\/strong> \u6709\u4e9b\u5ec9\u50f9\u4fdd\u55ae\u63d0\u4f9b\u7684\u91ab\u7642\u4fdd\u969c\u984d\u5ea6\u8f03\u4f4e\u2014\u2014\u9019\u4e9b\u5c07\u88ab\u7533\u6839\u7c3d\u8b49\u8fa6\u516c\u5ba4\u62d2\u7d55\u3002\u4fdd\u55ae\u8b49\u66f8\u4e0a\u61c9\u6e05\u695a\u8f09\u660e\u4fdd\u96aa\u91d1\u984d\uff0c\u800c\u4e0d\u662f\u96b1\u85cf\u5728\u4fdd\u55ae\u689d\u6b3e\u4e2d\u3002<\/li>\n<li><strong>\u6aa2\u67e5\u7dca\u6025\u865f\u78bc\u5728\u6b50\u6d32\u662f\u5426\u53ef\u7528\u3002<\/strong> \u60a8\u7684\u4fdd\u96aa\u516c\u53f8\u768424\u5c0f\u6642\u7dca\u6025\u670d\u52d9\u71b1\u7dda\u5fc5\u9808\u80fd\u5728\u570b\u969b\u7bc4\u570d\u5167\u4f7f\u7528\u3002\u51fa\u767c\u524d\u8acb\u6e2c\u8a66\u3002\u5982\u679c\u60a8\u5728\u51cc\u66683\u9ede\u5728\u5df4\u9ece\u9700\u8981\u7dca\u6025\u5354\u52a9\uff0c\u53ea\u80fd\u5728\u82f1\u570b\u64a5\u6253\u4e14\u7121\u6cd5\u570b\u969b\u901a\u8a71\u7684\u865f\u78bc\u662f\u6c92\u6709\u7528\u7684\u3002<\/li>\n<li><strong>\u4ed4\u7d30\u95b1\u8b80\u9664\u5916\u8cac\u4efb\u689d\u6b3e\u3002<\/strong> \u5927\u591a\u6578\u4fdd\u55ae\u9664\u975e\u62ab\u9732\u4e26\u7372\u5f97\u6838\u4fdd\uff0c\u5426\u5247\u4e0d\u627f\u4fdd\u65e2\u5f80\u75c5\u75c7\u3002\u6050\u6016\u4e3b\u7fa9\u76f8\u95dc\u4e8b\u4ef6\u5728\u67d0\u4e9b\u5ec9\u50f9\u4fdd\u55ae\u4e2d\u88ab\u6392\u9664\u5728\u5916\u3002\u9ad8\u98a8\u96aa\u904b\u52d5\u9700\u8981\u7279\u5b9a\u7684\u9644\u52a0\u96aa\u3002\u5927\u591a\u6578\u4fdd\u96aa\u516c\u53f8\u6392\u9664\u8207\u9152\u7cbe\u76f8\u95dc\u7684\u50b7\u5bb3\u3002<\/li>\n<li><strong>\u6aa2\u67e5\u53d6\u6d88\u4fdd\u969c\u9650\u984d\u3002<\/strong> \u5982\u679c\u60a8\u6b63\u5728\u9810\u8a02\u6b50\u6d32\u65c5\u904a\u7684\u6602\u8cb4\u4e0d\u53ef\u9000\u6b3e\u6a5f\u7968\u548c\u9152\u5e97\uff0c\u8acb\u78ba\u4fdd\u60a8\u7684\u53d6\u6d88\u4fdd\u969c\u984d\u5ea6\u8db3\u5920\u9ad8\uff0c\u4ee5\u4fbf\u5728\u56e0\u75be\u75c5\u3001\u89aa\u4eba\u53bb\u4e16\u6216\u5176\u4ed6\u4e0d\u5e78\u4e8b\u4ef6\u800c\u5fc5\u9808\u53d6\u6d88\u6642\u80fd\u5920\u5168\u984d\u8ce0\u511f\u3002<\/li>\n<li><strong>\u5982\u679c\u60a8\u6bcf\u5e74\u65c5\u904a\u8d85\u904e\u5169\u6b21\uff0c\u8acb\u8003\u616e\u8cfc\u8cb7\u5e74\u5ea6\u4fdd\u55ae\u3002<\/strong> \u5982\u679c\u60a8\u6bcf\u5e74\u524d\u5f80\u6b50\u6d32\u4e09\u6b21\u6216\u4ee5\u4e0a\uff0c\u5168\u5e74\u591a\u6b21\u65c5\u904a\u4fdd\u55ae\uff08\u901a\u5e38\u20ac80\u2013\u20ac200\uff09\u6bd4\u6bcf\u6b21\u8cfc\u8cb7\u55ae\u6b21\u65c5\u904a\u4fdd\u969c\u66f4\u7701\u9322\u3002\u8a73\u898b <a href=\"https:\/\/europe-visa.eu\/zh_tw\/blog\/etias-multiple-entries-2026-guide\/\">ETIAS \u591a\u6b21\u5165\u5883<\/a> \u91dd\u5c0d\u65c5\u904a\u6a21\u5f0f\u3002<\/li>\n<\/ul>\n<p>\u6709\u95dc\u66f4\u5ee3\u6cdb\u7684ETIAS\u65c5\u884c\u6e96\u5099\uff0c\u8acb\u53c3\u95b1 <a href=\"https:\/\/europe-visa.eu\/zh_tw\/blog\/etias-complete-travel-checklist-europe\/\">ETIAS\u5b8c\u6574\u6b50\u6d32\u65c5\u884c\u6e05\u55ae<\/a> \u548c <a href=\"https:\/\/europe-visa.eu\/zh_tw\/blog\/europe-packing-checklist-etias\/\">ETIAS\u65c5\u5ba2\u6b50\u6d32\u884c\u674e\u6e05\u55ae<\/a>.<\/p>\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1880\" height=\"1253\" src=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg\" alt=\"\u65c5\u5ba2\u81ea\u4fe1\u5730\u767b\u4e0a\u6b50\u6d32\u6a5f\u5834\u7684\u98db\u6a5f\uff0c\u624b\u6301\u4fdd\u96aa\u6587\u4ef6\" class=\"wp-image-2230\" srcset=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1.jpg 1880w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-300x200.jpg 300w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1024x682.jpg 1024w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-768x512.jpg 768w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-1536x1024.jpg 1536w, https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art1-img1-18x12.jpg 18w\" sizes=\"(max-width: 1880px) 100vw, 1880px\" \/><figcaption>\u65c5\u5ba2\u81ea\u4fe1\u5730\u767b\u4e0a\u6b50\u6d32\u6a5f\u5834\u7684\u98db\u6a5f\uff0c\u624b\u6301\u4fdd\u96aa\u6587\u4ef6<\/figcaption><\/figure>\n<h2>\u5e38\u898b\u554f\u984c<\/h2>\n<h3>\u7533\u6839\u65c5\u904a\u4fdd\u96aa\u662f\u5f37\u5236\u6027\u7684\u55ce\uff1f<\/h3>\n<p>\u662f\u7684\u2014\u2014\u5982\u679c\u60a8\u7533\u8acb\u7533\u6839\u7c3d\u8b49\uff0c\u4fdd\u96aa\u662f\u5f37\u5236\u6027\u7684\u3002\u5982\u679c\u4e0d\u63d0\u4ea4\u6db5\u84cb\u6700\u4f4e \u20ac30,000 \u4fdd\u984d\u7684\u4fdd\u96aa\u8b49\u660e\uff0c\u60a8\u5c07\u7121\u6cd5\u7372\u5f97\u7533\u6839\u7c3d\u8b49\u3002ETIAS \u65c5\u5ba2\uff08\u82f1\u570b\u3001\u7f8e\u570b\u3001\u52a0\u62ff\u5927\u7b49\uff09\u5728\u908a\u5883\u6c92\u6709\u6b64\u985e\u6cd5\u5f8b\u8981\u6c42\uff0c\u4f46\u5f37\u70c8\u5efa\u8b70\u8cfc\u8cb7\uff0c\u908a\u5883\u5b98\u54e1\u4ecd\u53ef\u80fd\u8981\u6c42\u67e5\u770b\u3002<\/p>\n<h3>\u7533\u6839\u65c5\u904a\u4fdd\u96aa\u7684\u6700\u4f4e\u4fdd\u984d\u662f\u591a\u5c11\uff1f<\/h3>\n<p>\u6700\u4f4e\u6cd5\u5f8b\u8981\u6c42\u662f\u20ac30,000\u7684\u7dca\u6025\u91ab\u7642\u4fdd\u969c\uff0c\u5305\u62ec\u9063\u8fd4\uff0c\u5728\u6574\u500b\u9017\u7559\u671f\u9593\u5c0d\u6240\u6709\u7533\u6839\u570b\u5bb6\u6709\u6548\u3002\u8a31\u591a\u5c08\u5bb6\u5efa\u8b70\u81f3\u5c11\u20ac60,000\uff0c\u56e0\u70ba\u55ae\u6b21\u7dca\u6025\u4f4f\u9662\u6216\u7a7a\u4e2d\u8f49\u904b\u5728\u897f\u6b50\u5f88\u5bb9\u6613\u8d85\u904e\u20ac30,000\u3002<\/p>\n<h3>\u7533\u6839\u65c5\u904a\u4fdd\u96aa\u8cbb\u7528\u662f\u591a\u5c11\uff1f<\/h3>\n<p>\u5178\u578b\u7684\u5169\u9031\u7533\u6839\u4fdd\u55ae\u5c0d\u5065\u5eb7\u6210\u5e74\u4eba\u7684\u8cbb\u7528\u70ba\u20ac15\u2013\u20ac40\u3002\u4fdd\u8cbb\u96a8\u5e74\u9f61\u3001\u65e2\u6709\u75be\u75c5\u548c\u66f4\u9ad8\u7684\u4fdd\u969c\u984d\u5ea6\u800c\u589e\u52a0\u3002\u5e74\u5ea6\u591a\u6b21\u65c5\u884c\u4fdd\u55ae\u8cbb\u7528\u70ba\u20ac80\u2013\u20ac200\uff0c\u6db5\u84cb12\u500b\u6708\u5167\u7121\u9650\u6b21\u7684\u6b50\u6d32\u65c5\u884c\u3002<\/p>\n<h3>EHIC\u6216GHIC\u80fd\u66ff\u4ee3\u65c5\u904a\u4fdd\u96aa\u55ce\uff1f<\/h3>\n<p>\u5426\u3002EHIC\uff08\u6b50\u76df\u516c\u6c11\uff09\u548cGHIC\uff08\u82f1\u570b\u516c\u6c11\uff09\u6db5\u84cb\u6309\u7576\u5730\u60a3\u8005\u8cbb\u7387\u63d0\u4f9b\u7684\u516c\u5171\u91ab\u7642\u670d\u52d9\u2014\u2014\u4f46\u4e0d\u6db5\u84cb\u79c1\u7acb\u91ab\u9662\u3001\u9063\u8fd4\u3001\u91ab\u7642\u966a\u8b77\u3001\u884c\u7a0b\u53d6\u6d88\u3001\u884c\u674e\u907a\u5931\u6216\u4eba\u8eab\u8cac\u4efb\u3002\u5efa\u8b70\u9664\u4e86\u4efb\u4f55\u5065\u5eb7\u5361\u5916\u9084\u8cfc\u8cb7\u79c1\u4eba\u4fdd\u969c\uff0c\u800c\u4e0d\u662f\u7528\u5b83\u4f86\u66ff\u4ee3\u3002<\/p>\n<h3>\u6211\u53ef\u4ee5\u5728\u62b5\u9054\u6b50\u6d32\u5f8c\u8cfc\u8cb7\u7533\u6839\u65c5\u904a\u4fdd\u96aa\u55ce\uff1f<\/h3>\n<p>\u5982\u679c\u60a8\u7533\u8acb\u7533\u6839\u7c3d\u8b49,\u7b54\u6848\u662f\u5426\u5b9a\u7684\u2014\u2014\u60a8\u5fc5\u9808\u5728\u63d0\u4ea4\u7533\u8acb\u524d\u51fa\u793a\u8b49\u66f8\u624d\u80fd\u65c5\u884c\u3002ETIAS\u8a2a\u5ba2\u5728\u6280\u8853\u4e0a\u53ef\u4ee5\u5728\u62b5\u9054\u5f8c\u8cfc\u8cb7\u4fdd\u55ae,\u4f46\u9019\u6703\u5728\u65c5\u7a0b\u4e2d\u9020\u6210\u4fdd\u969c\u5dee\u8ddd\u3002\u59cb\u7d42\u5728\u51fa\u767c\u65e5\u671f\u524d\u8cfc\u8cb7\u4fdd\u96aa\u3002<\/p>\n<h3>\u7533\u6839\u65c5\u904a\u4fdd\u96aa\u6db5\u84cbCOVID-19\u55ce?<\/h3>\n<p>2025\u20132026\u5e74\u92b7\u552e\u7684\u5927\u591a\u6578\u6a19\u6e96\u65c5\u904a\u4fdd\u96aa\u90fd\u5c07COVID-19\u91ab\u7642\u6cbb\u7642\u4f5c\u70ba\u627f\u4fdd\u689d\u4ef6\u3002\u4f46\u662f\uff0c\u4fdd\u96aa\u5728COVID\u76f8\u95dc\u539f\u56e0\u7684\u884c\u7a0b\u53d6\u6d88\u65b9\u9762\u6709\u6240\u4e0d\u540c\u3002\u8acb\u7279\u5225\u6aa2\u67e5\u4fdd\u96aa\u689d\u6b3e\u2014\u2014\"COVID-19\u7684\u91ab\u7642\u8cbb\u7528\u5df2\u627f\u4fdd\"\u548c\"COVID-19\u7684\u53d6\u6d88\u5df2\u627f\u4fdd\"\u662f\u5169\u500b\u7368\u7acb\u7684\u8003\u616e\u56e0\u7d20\u3002<\/p>\n<h3>\u6211\u9700\u8981\u70ba\u6bcf\u500b\u570b\u5bb6\u6216\u53ea\u9700\u70ba\u4e00\u500b\u570b\u5bb6\u8cfc\u8cb7\u7533\u6839\u65c5\u904a\u4fdd\u96aa\u55ce?<\/h3>\n<p>\u4e00\u9805\u4fdd\u96aa\u6db5\u84cb\u6240\u670929\u500b\u7533\u6839\u570b\u5bb6\u3002\u60a8\u4e0d\u9700\u8981\u70ba\u591a\u570b\u6b50\u6d32\u65c5\u884c\u4e2d\u7684\u6bcf\u500b\u570b\u5bb6\u8cfc\u8cb7\u55ae\u7368\u7684\u4fdd\u96aa\u3002\u60a8\u7684\u4fdd\u96aa\u55ae\u9700\u8981\u660e\u78ba\u8aaa\u660e\u5b83\u5728\u6240\u6709\u7533\u6839\u6210\u54e1\u570b\u6709\u6548\u2014\u2014\u4f8b\u5982\uff0c\u53ea\u5217\u51fa\u5fb7\u570b\u7684\u4fdd\u96aa\u5c0d\u65bc\u9084\u5305\u62ec\u6cd5\u570b\u548c\u897f\u73ed\u7259\u7684\u65c5\u884c\u662f\u4e0d\u5920\u7684\u3002\u8acb\u53c3\u95b1 <a href=\"https:\/\/europe-visa.eu\/zh_tw\/blog\/schengen-area-countries-explained\/\">\u7533\u6839\u5730\u5340\u570b\u5bb6\u8a73\u89e3<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Schengen travel insurance means the mandatory medical coverage required of every traveller entering the Schengen Area on a traditional visa, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2226,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"schengen travel insurance","_yoast_wpseo_title":"Schengen Travel Insurance 2026: Requirements, Costs and What's Covered","_yoast_wpseo_metadesc":"Schengen travel insurance requirements, minimum coverage, costs and how to choose a compliant policy in 2026 for visa applicants and ETIAS travellers.","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[113],"tags":[],"class_list":["post-2239","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-etias-rules-requirements"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Schengen Travel Insurance 2026: Requirements, Costs and What&#039;s Covered<\/title>\n<meta name=\"description\" content=\"Schengen travel insurance requirements, minimum coverage, costs and how to choose a compliant policy in 2026 for visa applicants and ETIAS travellers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/europe-visa.eu\/zh_tw\/blog\/schengen-travel-insurance-2026-guide\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Schengen Travel Insurance 2026: Requirements, Costs and What&#039;s Covered\" \/>\n<meta property=\"og:description\" content=\"Schengen travel insurance requirements, minimum coverage, costs and how to choose a compliant policy in 2026 for visa applicants and ETIAS travellers.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/europe-visa.eu\/zh_tw\/blog\/schengen-travel-insurance-2026-guide\/\" \/>\n<meta property=\"og:site_name\" content=\"ETIAS - Travel to Europe\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-25T09:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art6-img1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1880\" \/>\n\t<meta property=\"og:image:height\" content=\"1253\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Lukas Lukas\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005:\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lukas Lukas\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u9810\u4f30\u95b1\u8b80\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 \u5206\u9418\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/\"},\"author\":{\"name\":\"Lukas Lukas\",\"@id\":\"https:\/\/europe-visa.eu\/#\/schema\/person\/d0eb5d90529a6716b0467b7f7be1020b\"},\"headline\":\"Schengen Travel Insurance 2026: Requirements, Costs and What&#8217;s Covered\",\"datePublished\":\"2026-06-25T09:00:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/\"},\"wordCount\":1598,\"publisher\":{\"@id\":\"https:\/\/europe-visa.eu\/#organization\"},\"image\":{\"@id\":\"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art6-img1.jpg\",\"articleSection\":[\"ETIAS Rules &amp; Requirements\"],\"inLanguage\":\"zh-TW\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/\",\"url\":\"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/\",\"name\":\"Schengen Travel Insurance 2026: Requirements, Costs and What's Covered\",\"isPartOf\":{\"@id\":\"https:\/\/europe-visa.eu\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art6-img1.jpg\",\"datePublished\":\"2026-06-25T09:00:00+00:00\",\"description\":\"Schengen travel insurance requirements, minimum coverage, costs and how to choose a compliant policy in 2026 for visa applicants and ETIAS travellers.\",\"breadcrumb\":{\"@id\":\"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/#breadcrumb\"},\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/#primaryimage\",\"url\":\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art6-img1.jpg\",\"contentUrl\":\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art6-img1.jpg\",\"width\":1880,\"height\":1253,\"caption\":\"traveller receiving medical treatment at European hospital insurance card visible\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/europe-visa.eu\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Schengen Travel Insurance 2026: Requirements, Costs and What&#8217;s Covered\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/europe-visa.eu\/#website\",\"url\":\"https:\/\/europe-visa.eu\/\",\"name\":\"ETIAS - Travel to Europe\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/europe-visa.eu\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/europe-visa.eu\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-TW\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/europe-visa.eu\/#organization\",\"name\":\"Europe-Visa.eu\",\"url\":\"https:\/\/europe-visa.eu\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/europe-visa.eu\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/02\/etias-favicon.png\",\"contentUrl\":\"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/02\/etias-favicon.png\",\"width\":512,\"height\":512,\"caption\":\"Europe-Visa.eu\"},\"image\":{\"@id\":\"https:\/\/europe-visa.eu\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/europe-visa.eu\/#\/schema\/person\/d0eb5d90529a6716b0467b7f7be1020b\",\"name\":\"Lukas Lukas\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/europe-visa.eu\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/95ba2aa5515cb28d55e5aafefd1ae0b601c1c904c08f88c4d334d6b9a2d2d0e2?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/95ba2aa5515cb28d55e5aafefd1ae0b601c1c904c08f88c4d334d6b9a2d2d0e2?s=96&d=mm&r=g\",\"caption\":\"Lukas Lukas\"},\"url\":\"https:\/\/europe-visa.eu\/zh_tw\/blog\/author\/lukas\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u7533\u6839\u65c5\u904a\u4fdd\u96aa 2026\uff1a\u8981\u6c42\u3001\u8cbb\u7528\u53ca\u627f\u4fdd\u5167\u5bb9","description":"\u7533\u6839\u65c5\u904a\u4fdd\u96aa\u8981\u6c42\u3001\u6700\u4f4e\u4fdd\u984d\u3001\u8cbb\u7528\u53ca\u5982\u4f55\u70ba\u7c3d\u8b49\u7533\u8acb\u4eba\u548c ETIAS \u65c5\u5ba2\u9078\u64c7\u5408\u898f\u4fdd\u55ae\u7684 2026 \u5e74\u6307\u5357\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/europe-visa.eu\/zh_tw\/blog\/schengen-travel-insurance-2026-guide\/","og_locale":"zh_TW","og_type":"article","og_title":"Schengen Travel Insurance 2026: Requirements, Costs and What's Covered","og_description":"Schengen travel insurance requirements, minimum coverage, costs and how to choose a compliant policy in 2026 for visa applicants and ETIAS travellers.","og_url":"https:\/\/europe-visa.eu\/zh_tw\/blog\/schengen-travel-insurance-2026-guide\/","og_site_name":"ETIAS - Travel to Europe","article_published_time":"2026-06-25T09:00:00+00:00","og_image":[{"width":1880,"height":1253,"url":"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art6-img1.jpg","type":"image\/jpeg"}],"author":"Lukas Lukas","twitter_card":"summary_large_image","twitter_misc":{"\u4f5c\u8005:":"Lukas Lukas","\u9810\u4f30\u95b1\u8b80\u6642\u9593":"8 \u5206\u9418"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/#article","isPartOf":{"@id":"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/"},"author":{"name":"Lukas Lukas","@id":"https:\/\/europe-visa.eu\/#\/schema\/person\/d0eb5d90529a6716b0467b7f7be1020b"},"headline":"Schengen Travel Insurance 2026: Requirements, Costs and What&#8217;s Covered","datePublished":"2026-06-25T09:00:00+00:00","mainEntityOfPage":{"@id":"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/"},"wordCount":1598,"publisher":{"@id":"https:\/\/europe-visa.eu\/#organization"},"image":{"@id":"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/#primaryimage"},"thumbnailUrl":"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art6-img1.jpg","articleSection":["ETIAS Rules &amp; Requirements"],"inLanguage":"zh-TW"},{"@type":"WebPage","@id":"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/","url":"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/","name":"\u7533\u6839\u65c5\u904a\u4fdd\u96aa 2026\uff1a\u8981\u6c42\u3001\u8cbb\u7528\u53ca\u627f\u4fdd\u5167\u5bb9","isPartOf":{"@id":"https:\/\/europe-visa.eu\/#website"},"primaryImageOfPage":{"@id":"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/#primaryimage"},"image":{"@id":"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/#primaryimage"},"thumbnailUrl":"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art6-img1.jpg","datePublished":"2026-06-25T09:00:00+00:00","description":"\u7533\u6839\u65c5\u904a\u4fdd\u96aa\u8981\u6c42\u3001\u6700\u4f4e\u4fdd\u984d\u3001\u8cbb\u7528\u53ca\u5982\u4f55\u70ba\u7c3d\u8b49\u7533\u8acb\u4eba\u548c ETIAS \u65c5\u5ba2\u9078\u64c7\u5408\u898f\u4fdd\u55ae\u7684 2026 \u5e74\u6307\u5357\u3002","breadcrumb":{"@id":"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/#breadcrumb"},"inLanguage":"zh-TW","potentialAction":[{"@type":"ReadAction","target":["https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/"]}]},{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/#primaryimage","url":"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art6-img1.jpg","contentUrl":"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/06\/art6-img1.jpg","width":1880,"height":1253,"caption":"traveller receiving medical treatment at European hospital insurance card visible"},{"@type":"BreadcrumbList","@id":"https:\/\/europe-visa.eu\/blog\/schengen-travel-insurance-2026-guide\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/europe-visa.eu\/"},{"@type":"ListItem","position":2,"name":"Schengen Travel Insurance 2026: Requirements, Costs and What&#8217;s Covered"}]},{"@type":"WebSite","@id":"https:\/\/europe-visa.eu\/#website","url":"https:\/\/europe-visa.eu\/","name":"ETIAS - \u6b50\u6d32\u65c5\u904a","description":"","publisher":{"@id":"https:\/\/europe-visa.eu\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/europe-visa.eu\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-TW"},{"@type":"Organization","@id":"https:\/\/europe-visa.eu\/#organization","name":"\u6b50\u6d32-Visa.eu","url":"https:\/\/europe-visa.eu\/","logo":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/europe-visa.eu\/#\/schema\/logo\/image\/","url":"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/02\/etias-favicon.png","contentUrl":"https:\/\/europe-visa.eu\/wp-content\/uploads\/2026\/02\/etias-favicon.png","width":512,"height":512,"caption":"Europe-Visa.eu"},"image":{"@id":"https:\/\/europe-visa.eu\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/europe-visa.eu\/#\/schema\/person\/d0eb5d90529a6716b0467b7f7be1020b","name":"Lukas Lukas","image":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/europe-visa.eu\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/95ba2aa5515cb28d55e5aafefd1ae0b601c1c904c08f88c4d334d6b9a2d2d0e2?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/95ba2aa5515cb28d55e5aafefd1ae0b601c1c904c08f88c4d334d6b9a2d2d0e2?s=96&d=mm&r=g","caption":"Lukas Lukas"},"url":"https:\/\/europe-visa.eu\/zh_tw\/blog\/author\/lukas\/"}]}},"_links":{"self":[{"href":"https:\/\/europe-visa.eu\/zh_tw\/wp-json\/wp\/v2\/posts\/2239","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/europe-visa.eu\/zh_tw\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/europe-visa.eu\/zh_tw\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/europe-visa.eu\/zh_tw\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/europe-visa.eu\/zh_tw\/wp-json\/wp\/v2\/comments?post=2239"}],"version-history":[{"count":2,"href":"https:\/\/europe-visa.eu\/zh_tw\/wp-json\/wp\/v2\/posts\/2239\/revisions"}],"predecessor-version":[{"id":2420,"href":"https:\/\/europe-visa.eu\/zh_tw\/wp-json\/wp\/v2\/posts\/2239\/revisions\/2420"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/europe-visa.eu\/zh_tw\/wp-json\/wp\/v2\/media\/2226"}],"wp:attachment":[{"href":"https:\/\/europe-visa.eu\/zh_tw\/wp-json\/wp\/v2\/media?parent=2239"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/europe-visa.eu\/zh_tw\/wp-json\/wp\/v2\/categories?post=2239"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/europe-visa.eu\/zh_tw\/wp-json\/wp\/v2\/tags?post=2239"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}